Credit Card Eligibility Calculator TM

Find which credit cards you're most likely to be accepted for – protecting your credit score

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Finds your % chance of getting top cheap travel money cards

Nationwide Select Travel

Will you get it?


Will you get it?



Nationwide Select

Nationwide customers: good for spending but high cash fees
Click here for full card info

If you already hold a Nationwide current account then you can get Nationwide's Select credit card which has fee-free overseas spending.

However, primarily use this only to spend as its 27.9% rep APR is charged on cash withdrawals even if you clear in full, and there's also a fee every time you withdraw.

Need to knows
  • To qualify, you need to hold a Nationwide FlexAccount current account and pay £750 a month into it (and have done so for the last three months). Alternatively, you need to hold the Nationwide FlexDirect (no fee, pays interest) or FlexPlus (£10/month) current accounts.
  • The Nationwide FlexAccount comes with free UK and European travel insurance.
  • The rate you'll get is set by Visa, which you can check here – it tends to be slightly lower than Mastercard's rate.
  • You don't get charged interest on spending abroad, provided you pay this off in full by the date shown on your statement.
  • This card charges 27.9% rep APR on cash withdrawals from the date they're made, plus a 2.5% fee, so avoid if you can.
  • If you do withdraw cash, pay it off as soon as you can (via internet banking while abroad, or as soon as you get home) so you minimise interest costs.
  • Exchange rate fee: Europe: 0% | Worldwide: 0%
  • Cash withdrawal fee: 2.5% (min £3) | Interest: Yes, until it's repaid in full
  • Card issuer: Visa
  • Interest on ATM withdrawals: 27.9%
  • A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 15.9% (variable) your Representative APR would be 15.9% (variable).

Apply now*

Good news! Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness, our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted. You see the soft search on your credit file, but lenders don't, so it has no credit impact. Use this calculator to home in on the card you're most likely to get.

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