Credit Card Eligibility Calculator TM

Find which credit cards you're most likely to be accepted for – protecting your credit score

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Finds your % chance of getting top cheap travel money cards

BCard Plat Travel Card (Travel)

Will you get it?


Will you get it?



Barclaycard Travel Card

No fees or interest if you pay off in full
Click here for full card info

The Barclaycard travel card offers no fees on spending or cash withdrawals. And, while it has a high interest rate on cash withdrawals abroad, if you pay off your balance in full each month on or before your statement date, you won't actually be charged any interest - so it could prove cheaper than the cards above if you prefer to withdraw cash rather than spend.

But - and this is a big one - the card's only fee free overseas until 31 August 2018 - so after that you'll need to find a new card.

What's 'pre-approval'? Barclaycard has now provided info so we can tell many people they've a 100% chance of getting that exact deal (subject to passing its ID & fraud check). There's no impact on your credit score, though of course if you then apply, that marks your file.

  • There's no fees for spending or withdrawing cash abroad until 31 August 2018.
  • You don't get charged interest on spending or cash withdrawals abroad, provided you pay them off in full by the date shown on your statement.
  • Any cash withdrawals in pounds will be charged interest from the day you make them at 27.9% representative APR, so it's best to avoid.
  • The rate you'll get is set by Visa, which you can check here – it tends to be slightly lower than Mastercard's rate.
  • Make sure you pay off any purchases IN FULL or you'll be charged 14.9% interest, which'll quickly wipe the gain from this being fee free overseas.
  • Exchange rate fee: Europe: 0% | Worldwide: 0%
  • Cash withdrawal fee: None | Interest on cash withdrawals? Only if not repaid in full
  • Representative APR on spending: 14.9% (see Official APR Examples)
  • Interest rate on ATM withdrawals: 27.9%
  • Card issuer: Visa
  • A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 14.9% (variable) your Representative APR would be 14.9% (variable).

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Good news! Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness, our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted. You see the soft search on your credit file, but lenders don't, so it has no credit impact. Use this calculator to home in on the card you're most likely to get.

As well as eligibility you'll get...

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What really counts is if you apply for products, will you get 'em? We show your chances of getting a basket of top credit cards & loans.

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Your address history is used to match you with the correct credit file. If you’ve lived in your current property for less than 3 years, we’ll also need your previous address.

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