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This Sainsbury's Bank Balance Transfer Card has a decent offer if you're looking to transfer a balance from other, expensive cards.
Need to knows
To get the reduced fee, you need to transfer a balance within the first 3 months. You'll initially be charged 1.5%, then be refunded the difference.
- Any transfers made after 3 months will be charged a 3% fee (min £3).
You can’t transfer a balance from another Sainsbury's card.
- Those with poorer credit scores may get 21.9% or 28.9% interest rates.
- Balance transfer length & fee: 33 months 0%, 0.59% fee (min £3)
Greater of 1% of balance plus interest, 2.25% of balance, or £5
- Min income: N/A | Card issuer: Mastercard | 0% balance transfer time limit: 3 months
- Will I get the full 0%? Yes. If accepted for the card, you'll get the 33 months at 0%
A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 18.95% (variable) your Representative APR would be 18.9% (variable).
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