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The AA Low Rate credit card offers 0% on balance transfers for three months, and then a low 5.85% interest for the life of the card. It also offers the same low rate on spending.
Not everybody gets the 5.85% rate, poorer credit scorers get 10.4% or 14.9% rates.
No balance transfers are allowed from any Bank of Ireland cards, including Post Office cards and other AA cards.
- Balance transfer length & fee: 5.85%, no fee
Greater of 1% of balance plus interest, 2.5% of balance or £5
- Min income: £8,000 | Card issuer: Mastercard | Time limit: N/A
A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 5.85% (variable) your Representative APR would be 5.85% (variable).
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our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted.
You see the soft search on your credit file, but lenders don't, so it has no credit impact.
Use this calculator to home in on the card you're most likely to get.
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