Finds your % chance of getting top balance transfer cards
Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness,
our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted.
You see the soft search on your credit file, but lenders don't, so it has no credit impact.
Use this calculator to home in on the card you're most likely to get.
As well as eligibility you'll get...
Lenders assess your future behaviour from your past. Your credit score's based on your payment history, applications, what credit you have and more.
MoneySavingExpert Affordability score
Lenders separately assess how much you can afford to borrow, factoring in income and expenditure. Our affordability score mimics that.
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MoneySavingExpert Real World Credit Hitrate
What really counts is if you apply for products, will you get 'em? We show your chances of getting a basket of top credit cards & loans.
We are now calculating your chances of acceptance.