Finds your % chance of getting top balance transfer cards
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This Virgin Money balance transfer card charges no fee to transfer your balance and offers 24 months at 0%. Are you pre-approved?
What's the new 'pre-approval'? Virgin Money has now provided info so we can tell many people they've a 100% chance of getting that exact deal (subject to passing its ID & fraud check). There's no impact on your credit score, though of course if you then apply, that marks your file.
After 24 months, any debt left on the card will start to accrue interest at 19.9%. Either pay the card off before interest hits, or, if you can't pay it off, do another balance transfer.
- You must do your balance transfer within 60 days to get the 0% deal. Transfers after that will come with 19.9% APR and a 5% fee.
You can't transfer a balance from another Virgin credit card.
- Balance transfer length & fee: 24 months, no fee
- Minimum payment:
Greater of 1% of balance plus interest or £25
- Min income: N/A | Card issuer: Mastercard | Time limit: 60 days
A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 19.9% (variable) your Representative APR would be 19.9% (variable).
Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness,
our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted.
You see the soft search on your credit file, but lenders don't, so it has no credit impact.
Use this calculator to home in on the card you're most likely to get.
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