Credit Card Eligibility Calculator

Matches your data to what card companies are looking for, to see your chance of success for airline cards

Finds your % chance of getting top airline cards

Amex British Airways

Will you get it?



BA American Express

Companion ticket on £20k+ spend

Is this card right for you?

On the BA Amex* you accrue one Avios for every £1 spent. In addition, spend £20,000 on your card in a year and you'll get a free companion ticket to use when you redeem your miles (you still pay taxes).

Apply now and you'll get an extra 3,000 Avios if you spend £500 within the first three months - not quite enough for a free flight, but it works towards one.

For additional ways to earn Avios, including converting Tesco Clubcard Points, see Boost Your Avios Points.

Avios can be redeemed on BA and other Oneworld airlines, including BA, American Airlines, Cathay Pacific and Qantas. See the Avios site for where you can go.

Be sure you repay in full, otherwise the gain will be eroded by the 15.9% representative APR.

Apply now*
  • Intro bonus? 3,000 Avios
  • Standard miles: 1 for every £1
  • Rep variable APR: 15.9% Official APR example
  • Annual fee: N/A
  • Min income: £20,000 household
  • Miles expire after? 3 years from when you collect your last one

Good news!

Unlike applying, which uses a hard search that leaves a mark on your credit file and can be detrimental to getting future credit, our eligibility calculator uses a soft search. We then map that data against providers' wish lists to find out how likely you are to be accepted. Whilst you'll see the soft search on your credit file, lenders won't; therefore it has no impact on your ability to get future credit. This means you can use this tool to home in on the card you're most likely to get, to minimise applications.

About the Site | MSE's Editorial Code | Site's Funding | Sitemap | Jobs | Accessibility | | Site FAQs | Forum Rules | New to Forum? | Contacts

Martin Lewis is a registered trade mark belonging to Martin S Lewis.