Credit Card Eligibility Calculator TM

Find which credit cards you're most likely to be accepted for – protecting your credit score

Finds your % chance of getting top airline cards

Amex British Airways

Will you get it?


Will you get it?



BA American Express

Free companion ticket on £20k+ spend
Is this card right for you?

Spend £20,000 on this BA Amex* card in a year and you get a 'free' companion ticket to use when you redeem your earned Avios points in exchange miles. Good if you're a couple who like to spend and will use long haul flights.

Need to knows
  • You'll earn 1 Avios point per £1 spent on the card.
  • Spend £1,000 in the first three months and you'll receive 9,000 bonus Avios points.
  • You'll still have to pay taxes on any free flights that you redeem.
  • Be sure you repay in full, otherwise the gain will be eroded by the 22.9% representative APR.
  • Intro bonus? 9,000 Avios
  • Standard miles: 1 for every £1
  • Annual fee: N/A
  • Min income: £20,000 household
  • Miles expire after? 3 years from when you collect your last one
  • A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 22.9% (variable) your Representative APR would be 22.9% (variable).

Apply now*

Good news! Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness, our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted. You see the soft search on your credit file, but lenders don't, so it has no credit impact. Use this calculator to home in on the card you're most likely to get.

This is your income from your main employment before tax. Your income is a key factor for lenders, so it’s important you’re honest about this. If you’re expecting your income to reduce in the next 12 months, please answer with what you think your revised income will be.
Your address history is used to match you with the correct credit file. If you’ve lived in your current property for less than 3 years, we’ll also need your previous address.

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