Finds your % chance of getting top balance transfer cards
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This Virgin Money card lets you shift debt for 30 months for a low one-off 0.55% fee. Are you pre-approved?
What's the new 'pre-approval'? Virgin Money has now provided info so we can tell many people they've a 100% chance of getting that exact deal (subject to passing its ID & fraud check). There's no impact on your credit score, though of course if you then apply, that marks your file.
- You must transfer your balance in the first 60 days to get the 0% deal. Transfers made after this time will pay 19.9% APR and a 5% fee.
- If you've already got a Virgin Money card, you can't balance transfer to this one.
After the 0% deal ends, you're charged 19.9% interest on any balances transferred still left on the card.
- Balance transfer length & fee: 30 months 0%, 0.55% fee
Greater of 1% of balance plus interest, or £25
- Min income: N/A
- Card issuer: Mastercard
- Balance transfer time limit: First 60 days
A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 19.9% (variable) your Representative APR would be 19.9% (variable).
Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness,
our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted.
You see the soft search on your credit file, but lenders don't, so it has no credit impact.
Use this calculator to home in on the card you're most likely to get.
As well as eligibility you'll get...
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