Credit Card Eligibility Calculator TM

Find which credit cards you're most likely to be accepted for – protecting your credit score

Finds your % chance of getting top airline cards

Amex British Airways Premium Plus

Will you get it?

76 (incl fee)%

Will you get it?

76% (incl fee)


BA Premium Plus Amex

Free companion ticket with £10k+ spend
Is this card right for you?

This BA Premium Plus Amex* charges a huge £195 annual fee, so only get the card if you'll use the rewards. It gives bonus Avios when you join and spend on the card, plus if you reach a spend of £10,000 in a year, you'll also earn a companion ticket.

Need to knows
  • The annual fee on this card will show on your first statement. Be sure you'll use the miles & extra perks, otherwise you're just wasting cash.
  • You'll earn 1.5 Avios points per £1 spent on the card.
  • You'll also get an intro bonus of 25,000 Avios points when you spend £3,000 in your first three months. See Boost Your Avios Points.
  • The companion ticket can be used to get the same ticket type as the card holder, though only on BA and is valid for 24 months.
  • A spend of £6,000 will get you an economy flight to Paris - although you'll also have to pay taxes and charges of £35.
  • The APR on purchases is 22.9% (or 60.7% representative APR including the annual fee). It's best to pay the card off in full so you don't pay interest.
  • Intro bonus? 25,000 Avios
  • Standard miles: 1.5 for every £1
  • Annual fee: £195
  • Min income: £20,000 household
  • Miles expire after? 3 years from when you collect your last one
  • A nonsense piece of regulation means we have to tell you if you were to spend £1,200 at an annual interest rate of 22.9% (variable) with an annual fee of £195, your representative APR will be 76% (variable).

Apply now*

Good news! Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness, our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted. You see the soft search on your credit file, but lenders don't, so it has no credit impact. Use this calculator to home in on the card you're most likely to get.

This is your income from your main employment before tax. Your income is a key factor for lenders, so it’s important you’re honest about this. If you’re expecting your income to reduce in the next 12 months, please answer with what you think your revised income will be.
Your address history is used to match you with the correct credit file. If you’ve lived in your current property for less than 3 years, we’ll also need your previous address.

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