Credit Card Eligibility Calculator

Matches your data to what card companies are looking for, to see your chance of success for airline cards

Finds your % chance of getting top airline cards

Amex British Airways Premium Plus

Will you get it?

56.4 (incl fee)%


BA Premium Plus Amex

£150 annual fee. Companion ticket with £10k+ spend.

Is this card right for you?

The BA Premium Plus Amex* gives 1.5 Avios for every £1 spent.

The annual fee on this card is a huge £150 and will show on your first statement. Be sure you'll use the miles & extra perks, otherwise you're just wasting cash.

Apply now and you'll get an extra 18,000 Avios points, if you spend £3,000 within the first three months. That's enough for a flight to Rome, though you'll need to pay taxes on top.

Avios can be redeemed on BA and other Oneworld airlines, including BA, American Airlines, Cathay Pacific and Qantas. See the Avios site for where you can go.

You also get a companion flight when you spend £10,000 on the card in a year. This can be used to get the same ticket type as the card holder, though only on BA and is valid for 24 months. You'll also need to pay taxes and charges. Ensure you leave enough time as seat numbers can be limited when redeeming points.

The APR on purchases is 19.9% (or 56.4% representative APR including the annual fee). It's best to pay the card off in full so you don't pay interest.

Apply now*
  • Intro bonus? 18,000 Avios
  • Standard miles: 1.5 for every £1
  • Rep variable APR: 56.4% (incl fee) Official APR example
  • Annual fee: £150
  • Min income: £20,000 household
  • Miles expire after? 3 years from when you collect your last one

Good news!

Unlike applying, which uses a hard search that leaves a mark on your credit file and can be detrimental to getting future credit, our eligibility calculator uses a soft search. We then map that data against providers' wish lists to find out how likely you are to be accepted. Whilst you'll see the soft search on your credit file, lenders won't; therefore it has no impact on your ability to get future credit. This means you can use this tool to home in on the card you're most likely to get, to minimise applications.

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