Credit Card Eligibility Calculator

Matches your data to what card companies are looking for, to see your chance of success for airline cards

Finds your % chance of getting top airline cards

Lloyds Avios

Will you get it?

23.7 (incl fee)%

Rep APR

Lloyds Duo Avios

No minimum income to get the card

Is this card right for you?

The Lloyds Avios* gives 1.25 Avios points for every £1 spent. It comes with both an Amex and a Mastercard, though only spend on the Amex as it gives the most points. There's an annoying £24/year fee with this card.

For the first six months, you'll get double Avios points for spending with the Amex card. For additional ways to earn with Avios, including converting Tesco Clubcard points, see Boost Avios Points.

Plus, spend £7,000 a year and you can upgrade two flights - either two singles or one return - from Euro Traveller to Club Europe, World Traveller to World Traveller Plus or World Traveller Plus to Club World.

Avios can be redeemed on BA and other Oneworld carriers, including American Airlines, Quantas and Cathay Pacific.

Ensure you repay in full to avoid the 18.9% representative APR.

Apply now*
  • Standard miles: 1.25 for every £1
  • Rep variable APR: 23.7% (incl fee) Official APR example
  • Annual fee: £24
  • Min income: N/A
  • Miles expire: 3 years after you collect your last.

Good news!

Unlike applying, which uses a hard search that leaves a mark on your credit file and can be detrimental to getting future credit, our eligibility calculator uses a soft search. We then map that data against providers' wish lists to find out how likely you are to be accepted. Whilst you'll see the soft search on your credit file, lenders won't; therefore it has no impact on your ability to get future credit. This means you can use this tool to home in on the card you're most likely to get, to minimise applications.

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