Credit Card Eligibility Calculator TM

Find which credit cards you're most likely to be accepted for – protecting your credit score

Finds your % chance of getting top airline cards

Lloyds Avios

Will you get it?

23.7 (incl fee)%
Rep APR

Will you get it?

23.7% (incl fee)

Rep APR

Lloyds Duo Avios

Free flight upgrades, plus intro Avios points
Is this card right for you?

The Lloyds Avios* gives 1.25 Avios points for every £1 spent. It comes with both an Amex and a Mastercard, though only spend on the Amex as it gives the most points. There's an annoying £24/year fee with this card.

For the first six months, you'll get double Avios points for spending with the Amex card. For additional ways to earn with Avios, including converting Tesco Clubcard points, see Boost Avios Points.

Plus, spend £7,000 a year and you can upgrade two flights - either two singles or one return - from Euro Traveller to Club Europe, World Traveller to World Traveller Plus or World Traveller Plus to Club World.

Avios can be redeemed on BA and other Oneworld carriers, including American Airlines, Quantas and Cathay Pacific.

Ensure you repay in full to avoid the 18.9% representative APR.

  • Standard miles: 1.25 for every £1
  • Rep variable APR: 23.7% (incl fee) Official APR example
  • Annual fee: £24
  • Min income: N/A
  • Miles expire: 3 years after you collect your last.

Apply now*

Good news! Unlike applying, which usually leaves a hard search on your credit file and can hurt your future credit worthiness, our eligibility calculator uses a soft search. We use this to find out how likely you are to be accepted. You see the soft search on your credit file, but lenders don't, so it has no credit impact. Use this calculator to home in on the card you're most likely to get.

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